E- payment: is an integrated system of systems and programs that institutions provided to facilitate the process of payment. This system works according to a set of rules and laws, that include the user secrecy in terms of securing the protection of payment, and to be sure that service provided to a user. The benefits of E- payment:
1. It is more secure than carrying amount of money.
2. Can provide a lot benefits of to the users if they used it.
3. The advantages that will be provided by the banks if they deal with it:
a. Additional services that will be provided to customers.
b. Attract un-banking customer
c. The rate of commissions for each transaction.